Texas Workers Compensation is a state-regulated insurance program designed to provide covered employees with income and medical benefits when they suffer an on the job injury or illness. Private companies are permitted to elect whether or not they will subscribe to Texas Workers Compensation. In most cases, your employer is required to notify you whether or not Texas Workers Compensation coverage is provided. If your employer does not elect to provide Texas Workers Compensation, the law provides that an injured worker may seek compensation for his or her injury by filing a legal claim or lawsuit. For more information on your rights when your employer does not elect to provide Texas Workers Compensation, see our December 5, 2011 Houston Personal Injury Attorney Blog; “Injured and no Texas Workers Compensation Coverage?”
If your employer elects to provide Texas Workers Compensation, it is intended to pay medical bills and replace a portion of the injured employee’s lost wages.
You must report your injury to your employer within 30 days from the date of the injury, or from the date you knew your injury or illness was related to your job. If you do not notify your employer within these 30 days, your right to obtain benefits could be lost.
You must also file a completed DWC Form-041, “Employee’s Claim for Compensation for a Work-Related Injury or Occupational Disease”, within one year with the Texas Department of Insurance, Division of Workers Compensation. If you do not file DWC Form-041 within one year, your right to obtain benefits could be lost.
Online forms can be completed at local field offices. You may find your field office information by clicking on the following link and locating your county name: DWC Office by County.
You also may send the completed DWC Form-041 paper form to the following address:
Texas Department of Insurance, Division of Workers’ Compensation
7551 Metro Center Drive, Suite 100 MS-93
Austin, TX, 78744-1645
If you believe you are being treated unfairly by your employer because of your injury, please contact The Buchanan Law Office, P.C., a Houston Personal Injury Law Firm. It is against the law for an employer to discriminate against you for filing a workers’ compensation claim. If you feel you have been discriminated against, treated differently, transferred, demoted or terminated, you may be entitled to money damages in addition to your Texas Workers Compensation benefits.
The Buchanan Law Office, P.C. is a Houston personal injury law firm dedicated to representing those who have suffered personal injuries as a result of the negligence of others. In addition to issues related to Texas Workers Compensation, we handle all types of personal injury litigation including wrongful death, car accidents, trucking accidents, pharmaceutical litigation, defective drug claims, recalled drug claims, refinery and chemical plant accidents, explosions, fires, and all workplace accidents.
Contact Byron Buchanan at the The Buchanan Law Office, P.C. today for a free consultation. Although our principal office is in Houston, Texas, the firm practices in all Texas State Courts. Visit our website at https://thebuchananlawoffice.com/. You can also look through our Practice Areas and see if we can help you with your personal injury claim. A profile of the firm’s founder, Byron Buchanan, is also available. Or email us at Info@TheBuchananLawOffice.com.
Some of the information in this article was obtained from the Texas Department of Insurance, Division of Workers Compensation website.
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